Skip to main content

Your browser is out of date, and unable to use many of the features of this website

Please upgrade your browser.

Ignore

This website requires cookies. Your browser currently has cookies disabled.

Trustees

Trustees are vital to providing good quality trust-based pensions and protecting members' benefits. Guidance and resources to help you in your important and challenging role.

Understanding your role

Your duties are wide-ranging - from the collection of contributions to the investment of assets and payment of benefits. Scheme members look to you to make sure that their pension benefits are secure.

Governing the scheme

Having a clear purpose and strategy, the right skills and experience available, managing risks and conflicts of interest, and making sure the pension scheme provides value for members.

Communicate to members

Information to provide to scheme members including communications about retirement options, scams warnings and responding to requests from members.

Investment and DB scheme funding

Investment governance and strategy, and DB scheme funding requirements relating to risk management, employer covenant, scheme valuations and recovery plans.

Contributions, data and transfers

Ensuring contributions are paid to the scheme, managing data and records, and dealing with transfer requests from scheme members.

Submit reports, payments and requests to us

How to submit a scheme return or recovery plan, pay the levy, request a trustee appointment and update registrable information using our online service Exchange.

Conflict in Ukraine

Information for pension trustees who are considering what action they may need to take due to the conflict in Ukraine.

DC penalty notices

What happens if you don't meet DC scheme duties, paying penalty notices and appealing against enforcement notices.

Wind up or transfer your scheme

How to go about winding up a defined contribution or defined benefit pension scheme in an effective manner.

Independent trustee register

The register of trustees who fulfil certain legislative conditions. The Pensions Regulator is required to compile and maintain the register.

Professional pension trustee standards

If you are a professional pension trustee we expect you to show a greater level of knowledge and meet higher standards than other trustees.

Trustee toolkit online learning

We provide a free online learning programme called the Trustee Toolkit which you should complete, unless you arrange the equivalent learning. You must log in or sign up to use the Trustee Toolkit.

Go to the Trustee Toolkit

Detailed guidance

Detailed guidance on how to meet legal requirements and the standards set out in our code of practice.

Detailed guidance: scheme management